Guaranteed
Income,
Protected
For Life
What Are Fixed Annuities?
Fixed annuities offer a secure, low-risk way to grow tax-deferred money for retirement. Fixed annuities, like a multi-year guaranteed annuity (MYGA), can be a smart choice as part of a diversified retirement portfolio, and will allow you to grow money safely for a period of time until you’re ready to use it.
Growth is based off the interest rate of the annuity, and will increase steadily throughout the term of your contract. Since there is no market risk associated with a fixed annuity, your principal (the money you put in at the start of your contract) is guaranteed to grow at a fixed, steady rate, for a set period of time, making a fixed annuity a reliable place to put money you want to protect before retirement.
Choosing Our Fixed Annuity
Protection of Your Principal
Your money is guaranteed to grow at a predetermined compounded rate for the full term of your contract.
Guaranteed Interest Rate
An American Gulf fixed annuity protects your initial payment from fluctuations in the market, and your growth is guaranteed.
Tax-Deferred Growth
Earnings in a fixed annuity grow tax-deferred, meaning you pay taxes only when you withdraw the interest, not as it’s earned.
Option for Lifetime Income
You can choose to receive guaranteed monthly payments over a specified period or for the rest of your life.
What Could
Your
Annuity Do?
Estimate your Retirement Income
I live in the state of
I would like to grow
for a period of years
and see my money become
Fixed Annuities As a Safety Net
Fixed annuities have several major advantages. For starters, earned interest is only taxed upon withdrawal, so earnings can grow and compound tax-deferred. They also guarantee a fixed interest rate, independent of market performance changes.
Overall, fixed annuities are the perfect option if you’re seeking a stable and predictable long-term financial plan.
What Does This Mean?
Taxable investments pay annual taxes to the IRS, reducing the amount that can be earned from interest on the investment itself.
On the other hand, a taxed-deferred investment like a fixed annuity stays untouched by taxes, building interest at a fixed rate from the total amount of money invested.
Information for Agents
American Gulf Anchor MYGA
Terms: 5, 6 & 7 Years
Help clients enjoy growth linked to a market index with no risk of loss and a guaranteed minimum interest rate.
Questions?
We’re Here to Help
Whether you are exploring your first annuity or looking to grow your preneed offering, our team is ready to guide you every step of the way.